Top 6 Habits for Financial Wellness

  1. Spend less than you earn – you can choose to live above your means, within your means or under your means
  2. Save for the future – you have to think about retirement, longer life span and annual inflation
  3. Protect what you own – your home, assets and investments
  4. Grow your money – save and invest prudently, build your net worth
  5. Boost your earning capacity – improve your professional competence and skills, make yourself more valuable in the marketplace, whether you are an entrepreneur or employee
  6. Only borrow what you can afford and only for big ticket purchases like your home. Never borrow for frivolous purpose

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